Payday Loan Questions?

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What is AISH?

The government of Alberta offers its residents a benefit if they suffer from a severe disability or handicap to help fund their living expenses. This benefit is called the Alberta Income for the Severely Handicapped program, providing a monthly cash deposit for healthcare and life expenses. 

Depending on individual needs and circumstances, these benefits can accumulate to over $2,000 a month. As many disabled people cannot work, this program is their primary income source. 

Who Is Eligible for the AISH Program?

There are age, residency, medical, and financial requirements to be eligible for the AISH program. To qualify for the AISH program, you must:

  • Be 18 years of age or older.
  • Be a resident of Alberta.
  • Not qualify for the Old Age Security pension program.
  • Not be in a correctional facility or mental health facility.
  • Have a disability or medical condition that is severe, permanent, or chronic.
  • Be unable to work because of your disability and be willing to engage in training to enable you to get a job that suits your needs and comfort. 
  • Apply for other income assistance programs you may be qualified for before resorting to AISH, such as Employment Insurance or the Canada Pension Plan.

How to Apply for a Payday Loan on AISH 

If you are part of the Alberta Income for the Severely Handicapped program, you can apply for a quick, easy Payday Loan with Loan Express. We view AISH as a valid form of income and require no credit checks for you to qualify. 

You can receive a loan of up to $1,500 to cover expenses or treat yourself, and you only need to repay it by the time your next government payment is deposited into your account (your next “paycheck”). 

FAQ for AISH Loans

What are the Qualifications for a Payday Loan on AISH from Loan Express?

To qualify for a Payday Loan from Loan Express while on AISH, you must meet the following requirements:

  • Be 18 years of age or older.
  • Be a resident of Alberta.
  • Receive your AISH via direct deposit into your bank account.
  • Have a Canadian bank account and a valid phone number and email address.

Am I Still Able to Get a Payday Loan While On AISH?

Yes, Loan Express views AISH as a valid form of income and will approve your application for a Payday Loan so long as you fill out the application and meet the requirements – no credit check and no stress required!

What is the Maximum AISH Payment?

If you are single, you can earn up to $1,072 in employment income and still receive the full AISH payment of around $2,000. If you are married or have a family, you can earn up to $2,612 in employment income and still receive the total AISH payment. 

Visit Loan Express today to fill out an application for a payday loan. Whether the amount you receive isn’t cutting it this month, or you need a little extra cash for holiday gift buying, we’re here to help you with all of your payday loan needs. Our application process is easy and accessible, and you can get approved within 5 minutes!

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